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Free Whatnot tool

Whatnot fee calculator

Whatnot takes two things from a sale. Its commission is a percentage of the item price only, set by the item's category and by your total sales over the last four weeks: a new seller in the Standard tier pays 8% in most categories and 4% on coins. Payment processing of 2.9% + $0.30 comes on top, and it is charged on everything the buyer pays: the price, the shipping and the sales tax (Whatnot's help article on seller fees, read 26 October 2026).

Type the price and what the item cost you, pick the category and the tier your last four weeks of sales put you in, then add the shipping the buyer pays and the sales tax if you want the processing exact. The calculator takes the commission and the processing off and shows what you keep. The shipping never reaches you: the buyer pays it to Whatnot at checkout and it buys your prepaid label, so it shows up only in the processing.

Free, no account

Whatnot takes 8% of the item price in the Other row at your tier (rates in force since 21 September 2026), and 2.9% + $0.30 for processing on the price, the shipping and the sales tax. The buyer pays Whatnot for the prepaid label, so the shipping is not your revenue. Not in these sums: custom rates (from 3%), state tax on the fees in a few states, and the signature charge on orders of $500 or more.

Fee breakdown for Whatnot

Commission (8% of the item price)
$2.00
Payment processing (2.9% of the order + $0.30)
$1.17
Total fees (12.7% of the sale)
$3.17
Your costs (item)
$8.00
Net profit
$13.83
Margin
55.3%

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Whatnot is the only one of these 19 where your own sales over the last four weeks set the commission rate.

Since 21 September 2026 Whatnot adds up your completed sales in every category over a four-week period, and the tier that total reaches sets your rate for the next four weeks. From $15,000 the rate starts to fall, and at $500,000 and above it reaches 6.5% on sports and trading cards, 4.5% on fashion and 4% in the Other row. Every other marketplace on the hub charges the same rate on your first sale of the month and your hundredth. On Whatnot the same item pays a different fee depending on how the rest of your month went.

A $40.00 item on Whatnot, where the buyer pays Whatnot for the shipping label

Whatnot feesYour materialsWhat is left

The item price (the buyer's shipping goes to Whatnot)
$40.00
− Commission (8% of the item price)
−$3.20
− Payment processing (2.9% of the order + $0.30)
−$1.63
Whatnot keeps (12.1% of the order)
$4.83
− Your materials ($12.00)
−$12.00
You keep (57.9% margin)
$23.17

This is the standard sale used on every calculator here and on the 19-marketplace comparison, so the platforms can be held against each other, which is why it differs from the boxes at the top of the page. Put your own numbers up there and the breakdown follows. A new US seller (the Standard tier) selling outside a live show, in the "Other" row: 8% of the item price, plus 2.9% + $0.30 processing on the price and the shipping the buyer pays, no sales tax entered. The buyer pays Whatnot for the prepaid label, so the shipping is not your revenue. Higher sales tiers and Coins pay less.

Current Whatnot rates in this calculator

Commission, Sports and TCG
8% at Standard to 6.5% at Tier 6 ($500,000 and up in 4 weeks)
Commission, Fashion
8% at Standard to 4.5% at Tier 6 ($500,000 and up in 4 weeks)
Commission, Other Collectibles
8% at Standard to 5% at Tier 6 ($500,000 and up in 4 weeks)
Commission, Coins
4% at Standard to 3.5% at Tier 6 ($500,000 and up in 4 weeks)
Commission, Other
8% at Standard to 4% at Tier 6 ($500,000 and up in 4 weeks)
Sales tier
your sales over the last 4 weeks set the next period's rate; a new seller starts at Standard
Commission base
the item price only: shipping and sales tax are not included
High-value items
0% on the part of the price above $1,500 in 8 categories (a promotion Whatnot may end)
Payment processing (US)
2.9% + $0.30 on the price, the buyer's shipping and the sales tax
Shipping
paid by the buyer at checkout; you print Whatnot's prepaid label

Rates verified 2026-10-26 against the official pages: Whatnot Help: Whatnot seller fees (US commission by sales tier and category from 21 September 2026; processing 2.9% + $0.30 on the item, buyer-paid shipping and tax) · Whatnot Help: 0% commission on the part of a sale above $1,500 in eight categories. If a rate changes upstream, we update the constant and this date together. Estimates, not tax or accounting advice.

How Whatnot's commission works since 21 September 2026

Whatnot changed its commission for existing sellers on 21 September 2026. Before that, write-ups quoted one flat rate, and most fee calculators still do: the three that ranked highest in Google for a Whatnot fee calculator in late October 2026 mentioned neither tiers nor the date. The rate now has two inputs. The first is your tier, set by your total sales across all categories in a four-week period. The second is the category: a live sale is charged by the category of the show, a sale outside a show by the category of the product.

Tiers reset every four weeks, and a tier you reach during one period lowers your rate for the next period, not the current one. Sales do not carry over, so every period starts from zero, and Seller Hub shows your progress and your projected rate. Whatnot's highest-volume sellers can agree custom rates from 3%, which this calculator does not model.

  • Standard tier, below $15,000 of sales in four weeks: 8% in Sports, TCG, Fashion, Other Collectibles and Other, and 4% on Coins.
  • Six tiers above it, from $15,000 up to $500,000 and over, each lowering the rate category by category.
  • At the top tier: 6.5% for Sports and TCG, 4.5% for Fashion, 5% for Other Collectibles, 4% for Other and 3.5% for Coins.
  • The calculator carries every column of Whatnot's US table. Pick your tier in the box for your sales over the last four weeks, or leave it at Standard if you are new.

Two different bases: the commission counts the price, the processing counts everything

Whatnot charges its commission on the sale price of the item alone. The shipping and the sales tax the buyer pays are left out, Whatnot's help says, and it contrasts this with marketplaces that charge their rate on the whole transaction, shipping and tax included. Payment processing works the other way: 2.9% + $0.30 on the total the buyer pays, which is the item price, the buyer's shipping and the tax together, with the fixed part charged once per transaction.

That is why the calculator asks for the shipping and the tax although neither is your money. Each adds a few cents of processing and nothing to the commission, so on a cheap item they matter more than you would expect, and on an expensive one they hardly move the result. Leave the tax at zero if you only want the commission and an estimate of the processing.

  • Commission base: the item price. Not the shipping, not the tax.
  • Processing base: the item price, the shipping the buyer pays and the sales tax, plus the fixed fee.
  • Shipping: paid by the buyer at checkout at the rate of the shipping profile you chose, and spent on the prepaid label Whatnot provides. It is not income for you, so the calculator leaves it out of what you keep.
  • Not modelled: the state taxes some US states charge on Whatnot's fees, which Whatnot deducts from your earnings, and the signature fee on orders of $500 or more, which Whatnot's shipping help states two different ways.

Items above $1,500: the part Whatnot charges no commission on

In 8 categories Whatnot charges no base commission on the part of a sale above $1,500: Comics & Anime, Toys & Hobbies, Coins & Money, TCG, Entertainment Cards, Sports Singles, Bags & Accessories, and Jewelry & Watches. Breaks and Surprise Sets are excluded, and Whatnot describes the rule as a promotion it can end.

On a $2,500 trading card sold by a seller in the Standard tier, the commission is $120.00 with the rule and would be $200.00 without it. Processing still applies to the whole amount. Tick the high-value box in the calculator when your item is in one of those categories, and the commission stops at the threshold.

Whatnot and eBay on the same sale

Whatnot's 8% looks far lower than eBay's 13.6%, and on most sales Whatnot does cost less, but the two numbers measure different things. eBay's final value fee is charged on the item price plus the shipping you charge, payment processing is already inside it, and each order adds $0.40 above $10. Whatnot's commission is charged on the item price alone, and processing of 2.9% + $0.30 comes on top, on the price, the shipping and the tax.

On the reference sale, a $40 item with $6 of shipping, eBay's percentage on the $46 is already more than Whatnot's commission and processing together, which come to $4.83. Whatnot's side only gets cheaper as your sales grow, while eBay's rate stays where it is unless a store subscription lowers it in your category. Run the same sale through both calculators before you decide where an item goes.

  • eBay: one fee, 13.6% in most categories on the price plus shipping, processing included, plus a fee per order.
  • Whatnot: a commission on the price only, by category and tier, plus processing of 2.9% + $0.30 on everything the buyer pays.
  • Where the item sells is a separate question. A Whatnot Buy It Now listing is found through Whatnot search and in live shows, an eBay listing through eBay search, and the fee is one line of that choice, not all of it.

Worked example: the reference sale on Whatnot

The waterfall above runs the reference sale used across all 19 calculators: a $40 item, $6 of shipping and $12 of materials, sold by a new seller in the Standard tier in a category charged 8%, with no sales tax. The commission is $3.20, on the $40 alone. The processing is $1.63, on the $46 the buyer pays. Whatnot's two lines come to $4.83, and the seller keeps $23.17 after materials.

The $6 of shipping is not in what you keep, because it was never yours: it pays for the label. When you compare payouts across marketplaces, compare them after postage. On Whatnot the label is already paid out of the buyer's shipping, and on a marketplace where you set your own shipping you buy the label out of what the buyer paid you. Change the category to Coins, or the tier to a higher one, and the commission line moves while the processing stays where it was.

What decides whether the item sells at that price

The fee is the part you can calculate. Whether a buyer finds a Buy It Now listing between shows is decided in Whatnot search, and Whatnot's help says what helps there: a clear, descriptive title and relevant keywords, with the category set accurately. A listing has no tags field, so the words a buyer types have to be in the title and the description.

Whatnot publishes no length for either field. Sellura writes a title of about 60 characters and a description of under 1,000, both numbers ours, with the condition, the flaws, the size and what is included, because Whatnot's rule is that the description refers only to the item for sale. Then price against what the same item sells for elsewhere, with this page's fees already taken out.

Free on this page, and what the Whatnot generator writes

Free on this page, no account

  • What you keep after Whatnot's commission and payment processing, on your own price and costs
  • Every category and every tier of Whatnot's US commission table, from Standard to the top
  • The high-value rule: no commission on the part of the price above the threshold, in the categories it covers
  • The shipping and sales tax the buyer pays, counted in the processing where Whatnot counts them
  • The date the rates were verified, with Whatnot's own help article linked
  • No account, no email, nothing stored

In the Whatnot generator

  • A Buy It Now title of about 60 characters: the brand or maker, the item, then the model, set, size or edition, each once
  • A plain-text description that refers only to the item: condition, flaws, size and what is included
  • Eight search keywords to work into the title and description, since a Whatnot listing has no tags field
  • Five short details for the description, as you gave them
  • A 0–100 score on the text before you paste it into Whatnot, and the same item written for eBay or Poshmark

The fee is the marketplace's decision and it does not move. What the listing says is yours, and that is the part this site was built to write.

Write a listingThe title preview and the 0 to 100 score are free. No card.

Questions, answered

How much does Whatnot take from a sale?
A commission on the item price, set by the category and by your sales over the last four weeks: 8% for a new seller in most categories and 4% on coins. Payment processing of 2.9% + $0.30 comes on top, charged on the price, the shipping and the sales tax the buyer pays.
Did Whatnot change its seller fees in 2026?
Yes. On 21 September 2026 Whatnot moved existing sellers to a tiered commission: your total sales in a four-week period set your tier, and the tier and the category set the rate for the next four weeks. Higher tiers pay less, down to 3.5% on coins at the top. A calculator that shows one flat rate was written before the change.
Does Whatnot charge commission on shipping?
No. Whatnot's commission is on the item price only, and the shipping and the tax the buyer pays are left out. Payment processing is charged on them, though: 2.9% + $0.30 on the whole order.
What does Whatnot charge on an item over $1,500?
In 8 categories, among them TCG, Sports Singles, Comics & Anime and Coins & Money, Whatnot charges no base commission on the part of the price above $1,500. A $2,500 card in the Standard tier pays $120.00 in commission instead of $200.00. Processing still applies to the whole amount.
Is Whatnot cheaper than eBay?
On fees alone, on most sales, yes. eBay charges 13.6% on the price plus the shipping, with processing included, and a fee per order. Whatnot charges 8% on the price alone for a new seller in most categories, plus processing of 2.9% + $0.30 on the whole order. Put your own sale through both calculators to see the gap at your price.
Which rates does this calculator use?
Whatnot's US commission table by category and tier, in effect since 21 September 2026, its processing of 2.9% + $0.30 on the price, the buyer's shipping and the tax, and the rule for the part of a price above $1,500. All from Whatnot's own help, verified on the date shown below. Custom rates, state taxes on fees and the signature fee are left out.