BigCommerce fee calculator

Rates verified 2026-10-26 against the official pages: BigCommerce Pricing: Payment Processing ($0 with Embedded Payment Providers; Open Payment Provider Fee 2.0% Core, 1.0% Growth, 0.6% Scale of eligible order GMV; card processing from 2.89% + $0.29) · BigCommerce Plan & Pricing Updates 2026 (from 1 June 2026: the fee on Inclusive GMV, the order value less 10%; Scale 0.9% above $33,333 a month). If a rate changes upstream, we update the constant and this date together. Estimates, not tax or accounting advice.

On 1 June 2026 BigCommerce renamed its plans and added a fee. Standard became Core, Plus became Growth and Pro became Scale, and the prices stayed: $39 a month for Core, $105 for Growth and $399 for Scale, less when billed yearly. The new part is the Open Payment Provider Fee, which applies on every self-serve plan. Performance, the plan that replaced Enterprise, is priced by contract and is outside this calculator.

That change is why most BigCommerce fee pages you will find still say the platform charges no transaction fees. It was true until the update, and it is still true for a store whose every order goes through a built-in provider. For any other store it now leaves out a line that BigCommerce bills every month.

• Core: $39 a month, and 2% of the order less 10% on orders through an open provider.
• Growth: $105 a month, and 1% on the same base.
• Scale: $399 a month, 0.6% on the same base, and 0.9% of monthly Inclusive GMV above $33,333.
• Every plan: no BigCommerce fee at all on an order processed by a built-in provider.
• Every plan: the payment provider's processing fee, charged by the provider, not by BigCommerce.

BigCommerce publishes a list of 21 Embedded Payment Providers and says any provider not on it is an Open Payment Provider. The list covers the names most stores use: BigCommerce Payments, Stripe, PayPal Braintree, PayPal Complete Payments and PayPal Wallet, Adyen, Checkout.com, Worldpay, Global Payments, and the pay-later services Klarna, Afterpay, Affirm and Sezzle, with Amazon Pay among the wallets.

What counts is the provider that actually processed the order, not the options your checkout shows. BigCommerce's own example is a store offering PayPal Wallet next to cards through NMI, an open provider: a shopper who pays by card through NMI makes the order subject to the fee, and the same shopper paying with PayPal would not. Orders paid outside the platform, by purchase order or another manual method, count as open too.

• A store with one built-in provider and no offline orders: BigCommerce's fee is zero every month.
• A store with a mix: only the orders an open provider processed carry the fee, and the invoice shows the rest as fee-free.
• A store taking purchase orders or other offline payments: those orders carry the fee whatever else the store uses.
• BigCommerce says the list can change, and that a change applies to future orders only.

BigCommerce measures orders in what it calls Inclusive GMV, your gross order value after a 10% reduction. The update raised that reduction from 3% to 10% for self-serve plans, so the number BigCommerce works from is lower than the sales in your own records, and BigCommerce says that difference is expected. The fee is the plan's rate on the Inclusive GMV of the orders open providers processed, worked out on the previous calendar month and billed monthly as its own line, Open Payment Provider Fee, whether the plan itself is paid monthly or yearly.

BigCommerce doesn't break gross order value down, so this calculator reads it as the price plus the shipping you charge, and leaves sales tax out. That reading is ours, not BigCommerce's. The fee is charged to you, and BigCommerce says it must not be passed on to shoppers at checkout, so it belongs in your margin, not in a surcharge.

Core covers a store with up to $30,000 of Inclusive GMV over the trailing 12 months and Growth up to $100,000. BigCommerce checks on the first of each month and moves a store that has grown past its line up a plan, so the plan is not entirely your choice. Scale covers $33,333 of Inclusive GMV a month and charges 0.9% on everything above it, which replaced the fixed charge per block of sales on the old Pro plan.

For a store that keeps an open provider, a higher plan lowers the fee rate, and BigCommerce says so in its update. Through an open provider, each $1,000 of monthly sales costs $18 in this fee on Core, $9 on Growth and $5.40 on Scale. Through a built-in provider it costs nothing on any of the three, so moving the payments to a built-in provider removes the fee on any plan.

BigCommerce's fee and the processing fee are two separate charges. With a built-in provider the processing fee is all you pay per order, at that provider's rate. BigCommerce's pricing page prints PayPal Braintree's card rate as beginning at 2.89% + $0.29 per transaction on every plan, with American Express at 3.5%, and says a US-based business can qualify for its plan's own published rate. The calculator starts from 2.89% + $0.29.

If your store uses Stripe, BigCommerce Payments or an open provider, type that provider's percentage and fixed fee into the rate fields, since BigCommerce does not print every provider's rate. An open provider's rate comes on top of BigCommerce's fee, not instead of it, so the comparison worth making is your open provider's rate plus BigCommerce's fee against a built-in provider's rate alone.

The waterfall above runs the reference sale used across all 19 calculators: a $40 product, $6 of shipping charged and $12 of materials, on Core with a built-in provider and PayPal Braintree's starting card rate. The order is $46.00. BigCommerce's fee is nothing, the processing at 2.89% + $0.29 is $1.62, and the seller keeps $32.38 after materials.

Switch the payment to an open provider at the same card rate and BigCommerce takes 2% of $41.40, which is $0.83. The order then costs $2.45 and the seller keeps $31.55. On Growth the fee would be $0.41 and on Scale $0.25. Put the same sale through the Squarespace calculator and the difference between the two store builders is where the fee comes from: Squarespace's depends on the plan, BigCommerce's on the payment provider.

The fee is the part you can calculate. Whether anyone finds the product is decided on Google and in your store's own search box. BigCommerce's Catalog API takes a product name of up to 250 characters and needs it to be unique in the store, and its help advises page titles of less than 60 characters that start with a relevant keyword. With no Page Title set, the product name is used instead, and on BigCommerce's own demo store the store's name follows it, so the store name counts against the 60.

The store's own search reads Search keywords, a comma-separated list of the other words shoppers use for the item. Google doesn't. Write the name for Google, the keywords for the store's search box, and price the product with this page's fees already taken out.

The fee is the marketplace's decision and it does not move. What the listing says is yours, and that is the part this site was built to write.